Using a debit card is not the same as a credit card. Debit cards are connected to a bank account, that means when you make purchase with a debit card it will take money immediately from your account. Unlike credit cards this is identical to cash payments. Criminals often target the following locations to get unassuming individuals debit cards numbers and pin. It is safer to avoid using debit cards because customers have a limited to report it and get the there money back.
Places not to use a debit card
- Gas stations
- Outdoor Atms
- Non Bank Atm
- Online purchases
The most common way the debit card numbers get stolen are by an electronic device called a skimmer. A skimmer is attached to the original ATM machine or terminal. When a payment card goes into a skimmer the information on the card is transmitted to the entity that placed it there.
If you follow this simple rule of places not to use your debit card you can possibly avoid losing money.